Insurance is one of the options given to players when playing blackjack. This action is often misused by players, especially beginners who do not understand this rule. The main reason why new players take insurance, especially in the real casinos Or online blackjack games with live croupier, is because the dealer offers it. The logic is that the dealer wants to help them not to lose all of their bet. In fact, it's a bad blackjack strategy to perform for any player, except in case you are an experienced card counter
If you have already taken this side bet in blackjack because you did not understand it, or if you want to know more about this bet option, this page is perfect for you.
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How does the insurance work?
The insurance bet is a late (or side bet) at the blackjack that is presented to you if the croupier visible card is an AS. It's when a player adds an extra bet that the dealer will form a Blackjack. He pays 2 against 1. The idea is that insurance gives you the opportunity to recover half of your initial bet if the croupier makes a blackjack.
To illustrate how it works, suppose you make a bet of 10 € and that the dealer shows an AS. You then take the insurance bet offered by depositing 5 extra on the table. The croupier turns his second card, which is a king, giving him a blackjack. In this case, you receive a gain of 5 € on your insurance bet, but you lose 10 € because the dealer had a blackjack.
Suppose now that the dealer does not have any blackjack natural; In this case, you automatically lose the insurance bet of 5 €. However, you always have a chance to win the initial bet of 10 € if your hand beats the dealer.
When should I take insurance?
Unless you count cards in a real casino, you should never bet money on blackjack insurance. Just take a look at the calculations behind the bet to make sure that, on a statistical side, you will lose money in the long run.
The chances of winning with this type of betting are approximately 9 to 4. On average, you will lose more than half of the insurance bets that you do not do and, like the bet reported 2 to 1, this bet is not worth attention.
The exception to this rule only concerns advanced card meters that can know how many ten-point cards remain in the package. The more cards and figures in the game, the more likely it is that the dealer strikes a Black Jack. If the number is sufficient, take insurance can be a profitable bet. It is really important to remember that it only applies to expert players and only in real casinos, not on the Internet.
The decision to make sure or not is very delicate and, as with any other game choice, it is quite difficult. That's why it's advisable to players to make a decision in advance in order to know how to proceed. Starters need to think about this issue and decide what is best for themselves.
Before deciding on insurance, players must take into account the reasons and advice mentioned above. If the players discover the insurance only after sitting on the table, this place them in a disadvantage because they must make their decision faster. When people are exposed to a stressful situation, the chances they can not act accordingly are very high. It is recommended to players to be as prepared as possible before starting the game, if their goal is to win.
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